Construction ALl Risk (CAR):
Full-Scope Protection for Every Construction Site
MRIA’s Construction All Risk (CAR) Insurance provides comprehensive coverage for building works, machinery, and third-party liability during all stages of a construction project. Ideal for contractors, developers, and property owners seeking reliable site protection from start to finish.








What’s Included in Your Coverage
Explore key features of our insurance — designed to give you clarity, flexibility, and full protection.

What’s Covered?
MRIA’s CAR Insurance offers all-in-one protection for active construction sites, covering material damage, equipment, and third-party liability. Whether you’re building a home, commercial site, or infrastructure project, this policy ensures you’re protected from start to handover.
- Accidental damage to works, materials, and machinery
- Losses from fire, storms, vandalism, or collapse
- Third-party injury or property damage on-site

Suitable for Every Project
From single homes to large-scale commercial developments, MRIA’s CAR policies are designed to scale with your project. We tailor coverage based on your site risks, timelines, and the parties involved.
- Residential, commercial, and civil construction projects
- Coverage for contractors, builders, and developers
- Policy terms aligned with project duration

Protecting Equipment & Delays
Construction sites rely on expensive machinery and tight timelines. MRIA helps you reduce financial loss due to equipment breakdowns, material theft, or delays resulting from damage or unexpected setbacks.
- Cover for machinery breakdown and on-site tools
- Theft or vandalism of materials and equipment
- Options for delay-in-completion extensions

Who It’s For
MRIA CAR Insurance is essential for anyone involved in construction — from contractors to engineers and project owners. If you’re investing in building works, we help you manage the risks and protect your bottom line.
- Contractors and subcontractors
- Developers and real estate investors
- Project managers, engineers, and architects
Meet our customers, and how we’re helps

0 /5*
More efficiency than all other insurers
“MRIA made it incredibly easy to insure my delivery fleet and commercial space. Their team explained everything clearly, and the claims process was smooth when I needed it. I wouldn’t go anywhere else.”
William Donalds
CTO, Venture
0 /5*
Great claims processing!
“I use MRIA for both my property and travel insurance, and the service has been outstanding. They respond quickly, and I love how easy it is to adjust my policy when needed. Truly reliable support.”
Join Thousands of People in Cyprus Who Trust MRIA
From everyday families to major businesses, MRIA provides tailored insurance solutions that deliver peace of mind, protection, and real results. Discover why so many across Cyprus choose us as their long-term insurance partner.

Stay Covered.
Why choose Mria as your Insurance partner?
Choosing the right insurance partner matters. At MRIA, we combine local expertise with international-standard service to deliver protection you can truly rely on — every step of the way.
Is CAR Insurance required by law in Cyprus?
While not always legally required, it’s often a mandatory condition in contracts and highly recommended to avoid major financial losses during construction.
What’s the difference between CAR and Public Liability Insurance?
CAR Insurance covers material damage to the construction works and equipment, while Public Liability covers injuries or damages caused to third parties. MRIA can bundle both under one policy.
Does it cover subcontractors working on-site?
Yes, the policy can extend to include subcontractors, depending on the project terms. We’ll review your team structure and tailor the policy accordingly.
Can the policy be adjusted if the project timeline changes?
Absolutely. If your construction is delayed or extended, MRIA can adjust your policy to ensure continuous coverage throughout the entire project lifecycle.
Frequenntly Asked Questions
Have questions before you fly? Here are some quick answers to help you.

